Single trips up to age 90
Annual cover up to age 75
As you get older, it becomes harder and more expensive to insure your holidays as many insurers have low age limits.
As well as sourcing some of the best rates available for travel insurance for older travellers, Graham Edwards Ltd can also offer annual travel policies for those who might otherwise find it very hard to insure.
Expert help available for the older traveller
If you have had difficulty getting insurance cover because of your age, or a history of medical conditions, or a combination of being older and having medical conditions, then give us a call or click the button for an instant quotation. At Graham Edwards Ltd, we have extensively researched the travel insurance market and have access to one of the most innovative products on the market underwritten by Axa Insurance (arranged by Global Travel Insurance Services Ltd).
Existing medical conditions? - No problem!
Provided you have not been diagnosed or have received hospital treatment for your medical condition within the last 12 months, there is no need to disclose your medical condition on application, as these conditions will be covered by the policy, subject to an increased excess.
Important Note
Provided you have not been diagnosed or have received hospital treatment for your medical condition within the last 12 months, there is no need to disclose your medical condition on application, as these conditions will be covered by the policy, subject to an increased excess.
Please ensure you read the policy wording carefully before proceeding with cover.
Variable ncreased excesses apply for travellers with pre-existing medical conditions, and if you are travelling to America or the carribean, you must telephone the insurer before travelling to confirm whether cover can be provided for your trip.
Due to the nature of the quotation system, the product above is sold on a non advised basis. This means that it is your responsibility to ensure that the product meets your needs before proceeding with cover. If you wish to speak to one or our experts for advice, please telephone us.
What if my medical condition has been diagnosed or treated in hospital
within the past 12 months?
If you have a medical condition that has been diagnosed or for which you have needed treatment within the past 12 months, please call us for a quotation as the product ablove may not be suitable.
What information will I need to provide?
Basically, we need enough information to be able to present a full picture to potential insurers. Although this will vary depending on your own circumstances, you should have the following information ready to save time when you call:
Date of Birth
Medical history
Name of condition
Date of diagnosis
Medical treatment received in hospital
History of any hospital admittances
Medication prescribed (including dosage) and details including dates if your medication or dosage has been changed in the last 12 months.
High blood pressure / cholesterol? Please provide the dates and readings of your last two blood pressure / cholesterol measurements.
Medical certificate from GP/Specialist – If you are over 80, it might be required that a medical certificate is obtained from your health professional consenting to your planned trip.
Annual Travel Insurance for older people
We can even offer annual policies for older travellers, so that you only need to go through all the details once. If you do have a list of information to go through each time you take out a travel insurance policy, why not consider an annual policy?
This will provide peace of mind and freedom in the knowledge that you can go away for a weekend, a week, or longer, without the need to arrange travel insurance in advance of each trip. All you need to do is simply ensure you keep us up to date with any changes in medical conditions or medication, so that the insurers can offer renewal terms which fit your situation.
Please note that as you get older, annual travel insurance gets more expensive. However, by combining travel with other policies, like your household insurance, fantastic savings can be made, making it a worthwhile exercise. Call us for more information.
Other advice
Visit our travel insurance home page for general advice about the European Health Insurance Card (EHIC) and when you should take out a travel insurance policy.
