How students can get this cover without paying
Are you going to university or college and need personal possessions or personal belongings insurance for your laptop computer, mp3 player, cameras and other valuables and personal effects?
You may not need to pay for a personal belongings policy!
Let’s imagine you have the following
£2,500.00 Personal possessions in halls (room only)
£1,000.00 Laptop computer (home and away)
£300.00 Cycle (home and away)
To insure the above items on a stand-alone student’s personal belongings policy could cost in excess of £130.00.
However, this is an expense you need not incur.
We can provide a comprehensive household contents policy for your parents at your permanent address, incorporating your personal belongings cover to the main home insurance policy and adding worldwide cover for your portable items at a fraction of the cost.
Furthermore, we also aim to beat the price of the existing policy on like for like terms, so that the family will not only benefit from the confidence that you have all the cover you require, but save money too.
Things you should note:
This solution is only suitable for those people who’s permanent address is still at the family home.
You must ensure you mention this requirement when contacting us, so that we can ensure we provide the cover you need.
Cover under this section is normally subject to a ‘visible signs clause’.
This means that theft will only be covered if there is physical evidence of a break in to the property – So lock your doors! (Although this is often a condition of a possessions policy anyway)
If you make a claim on the main household policy, this may affect future premiums charged.
There are sometimes additional benefits on a possessions policy which would not be included on this solution eg. Missed exams cover, refund of fees cover etc.
