This is an essential policy covering legal expenses, which provides financial and practical support in dealing with third party insurers and claiming for uninsured losses in the event of an incident where a third party is at fault. We include this cover on every policy we sell unless you request that it is deleted from the policy. On all individual vehicle policies it is charged at a rate of £12.00 unless the insurer is providing the cover within the policy. On most fleet policies the cover is included completely free of charge.