If you employ any person directly or as a labour only sub-contractor then you must legally have cover for employers liability.
To comply with the law the minimum amount of cover you must have is £5,000,000 although insurers often provide cover for £10,000,000. An employers liability policy provides cover against any employee which claims against you for injury, illness or death they have suffered during the course of their employment and whilst working under your command. An example of this could be a double glazing fitter who injures their back lifting a heavy window panel. Another example could be a tree surgeon who falls from a tree due to faulty climbing equipment
In addition to having the right cover, we realise that the price that you pay for Public and Employers Liability cover is important too. That is why we have built up a wide portfolio of insurers which offer fantastic terms and premiums from some of the top UK insurers
Whether you are a first time buyer of this type of business insurance or are simply looking for a more competitive renewal premium than your existing insurer, Graham Edwards Ltd have many satisfied customers who have benefited from the savings that we are able to offer.
